Job Title: Loan Officer,
Project: Prime Minister Interest Free Loan (PMIFL)
Duty place: Taluka Mithi, Islamkot and Nagarparkar District Tharparkar
Reporting to: In-charge related Field Unit
Refer loan applications outside those limits to management for approval.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services for livelihood.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Review and update credit and loan files.
Provide all applications and loan information to data person for MIS update timely. Responsible of recovery and ledger maintaining.
Willing for mobility on motorcycle.
He/ She will administratively report to In-charge Field Unit and technically to related section.
Knowledge, Experience, Education Required for: "Loan Officer"
Knowledge of principles and methods for loan appraisals.
Knowledge customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
Graduate and knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications